Cash Matters

BY PAM BERGESON, Certified Financial Planner®  

FOUNDER AND PRINCIPAL ADVISOR AT TAILWIND FINANCIAL PLANNING L.L.C

Cash Matters: A Guide to Starting Strong

Let’s get real—cash absolutely matters.
Think of building a business like playing a sport. Since we’re going with soccer, imagine this: you need a strong offense and a strong defense. If one side falls apart, the whole team struggles.

Your business works the same way.
Your offense is how you raise, save, and invest money.
Your defense is how you manage expenses and protect yourself from unnecessary debt.

Master both, and you put yourself in a winning position from day one.

Offense: Funding Your Business

One of your first big moves as a new entrepreneur is securing the right kind of funding. Funding fuels your growth, protects you during slower seasons, and gives you the freedom to make decisions on your terms—not someone else’s.

But here’s the key:
It’s not just about getting money. It’s about getting the right money, at the right time, from the right source.

Depending on your goals and how fast you want to scale, your funding strategy may include:

• Traditional lenders (like banks or credit unions)
• Crowdfunding platforms
• Angel investors
• Community partners or local business programs

Whoever you choose, expect them to ask for a clear, thoughtful business plan. They’ll want to see your strategy, goals, team, timeline, and projected costs. The stronger your communication and the more real data you provide, the more confidence you’ll build with potential backers.

Defense: Managing Your Money Like a Pro

Your financial “defense” is all about understanding your cash flow—what’s coming in, what’s going out, and where it’s going.

A transparent cash-flow system helps you:

• Track spending
• Prioritize investments
• Avoid unnecessary debt
• Predict profits
• Make confident decisions

Knowing your numbers isn’t boring—it’s empowering. It’s how you stay in control instead of letting money stress control you.

Winning the Game of CASH

Investors care deeply about how you plan to manage the money you’re asking for. They want to see that you’re thoughtful, prepared, and ready to put their investment to work in a way that grows your business—and your profits.

But even if you’re not pitching investors yet, learning how to master cash flow is one of the most valuable skills you can develop.

PinkGenius’ CORE Program is designed to help you build both a solid offense and a powerful defense—setting you up to play at the highest level of your entrepreneurial game.

See you on the field. ⚽✨